Privacy Policy

PRIVACY POLICY

Last Update: April 15, 2024

This Privacy Policy describes how we collect, use, secure, and disclose Personal Information in connection with our website and our services (collectively, “Website”). It also describes how we share, disclose, or sell your Personal Information with and to service providers, contractors, and third-parties. We collect, use, and disclose your information to provide marketing services to our clients. Please read this Privacy Policy carefully to understand how we will treat your Personal Information. We do not collect information from or about children under the age of 16 and if accidentally collected, it is deleted upon discovery. We may change or update this Privacy Policy upon posting here with no further notice to you. 

1. INFORMATION WE COLLECT.

We may collect information that personally identifies, relates to, describes, or is capable of being associated with you (collectively “Personal Information”), including:

• Identifiers, which includes your name, physical address, email address, phone number, mobile number, and identity information relating to data used to identify an individual.
• Characteristics of protected classifications under applicable laws, such as your age and date of birth.
• Demographic information, which may include your age and date of birth.
• Commercial information, such as profile information relating to your interests, feedback information, communication preferences, social media activities, or your actions online when opening or clicking through your email.
• Internet or other electronic network activity information, which includes your IP address, log data, analytics data, device ID, and other data collected through cookies, web beacons, JavaScript, and similar technologies.
• Geolocation data, which includes only your general geographic location when viewing our website.
• Audio, electronic, visual, or similar information, including, where permitted by law, recordings of phone calls between us or our customer service providers. We also record users who fill out our registration pages and retain for proof of legal compliance. 
• Inferences drawn from other Personal Information or data, includes using your Personal Information to draw an inference about interests and preferences you would like us to use based on our and third-party’s analysis of your trends.
• Inferences drawn from other personal information or data. From information we collect as set forth in our policies and information provided by third-parties, contractors, and our analysts, we are able to create a profile or general understanding of your preferences, characteristics to determine what content, ads, or products you may be interested in receiving. We may share this with third-parties who provide services and analytics to us as well as advertisers who support our publication. Such third-parties may provide additional Personal Information to allow us to draw an inference about interests and preferences you would like us to use based on our and third-party’s analysis of your trends.

1. HOW WE COLLECT INFORMATION.

Generally, we collect Personal Information, directly from you when you fill out our membership registration form or contact us directly. We also collect your information automatically when you visit our website or platform through technology on our website. Lastly, we may collect information about you from third-parties, contractors, and service providers.

• Information You Provide To Us. We collect Personal Information directly from you when you provide it to us through the Website. This may include the information you provide during registration for our Membership program in response to our request or prompt. We may also receive information from you when you contact us for any reason.
• Information Automatically Collected. When you visit or interact with the Website or our emails, we may use a variety of technologies such as cookies, clear GIFs, pixel tags, log files, JavaScript, web beacons, and other technologies or third-party services to automatically or passively collect Personal Information about you and your interactions with our Website or our client’s. This includes:

• Computer or Device Information: We automatically collect your Internet Protocol (“IP”) address or other unique identifier or information from the computer, mobile device, or tablet you use to access the Website, including but not limited to your browser type, device type, system type, and the domain name from which you accessed the Website.

• Usage Information: We may collect information about your use of our email promotions, including the date and time you opened, and if you visited the website that was the subject of an ad, as well the page or app you visit after leaving our services, the amount of time you spend viewing or using the Website, the number of times you return to the Website, as well as other click-stream or usage data, and whether you open, forward, or click-through an email or display ad to the Website. For legal compliance purposes, we may also capture or record your interactions with the Website to confirm that your information was submitted through us. 

• Third-party Service Providers: We use third-party service providers to support our marketing services. Some of these service providers may use technology such as cookies, web beacons, pixel tags, log files, Flash cookies, or HTML5 cookies to receive, collect, and store information on your computer for later access and usage.

• Use of Third-Party Analytics and Tracking Technologies: We use third-parties’ analytic and tracking tools, such as Google Analytics, for display marketing, to better understand our audience, how they are using the Website, and how to improve the effectiveness of the Website and its content, and our marketing. We may use this technology and third-parties to target advertising to you through the internet. These technologies may use cookies, web beacons, pixel tags, log files, Flash cookies, or other technologies to collect and store information about you. They may also combine information they collect from your interaction with the Website with information they collect from other sources. We do not have access to, or control over these third-parties’ use of cookies or other tracking technologies.

• Information from Third-Party Website or Services: If you link to us through a third-party website, email, or service, such as a social media account, we may automatically receive certain information about you based on your registration and privacy settings on those third-party Website or services. This may include, but may not be limited to, your name, username, demographic information, updated address or contact information, location, interests, and online activity.

• Information Collected From Third-Party Sources. We may acquire Personal Information from other sources as follows:

• Service Providers: We use third-party service providers to support our Website, services, and business processes including without limitation, services which confirm your identity, determine the truthfulness of the information you submitted, and determine which of our client’s we will submit your information to in order to provide you with the products and services you are seeking by your registration. 
• Third-parties: We collect Personal Information about you from third-party sources, including commercially available sources, such as data aggregators and public databases. This information may include your name, demographic information, utility usage information and provider, interests, and publicly-observed data.

• Combining Information. We may combine the Personal Information we receive from you, third-parties, and information we automatically collect through the Website and/or Services, as well as information collected from other online or offline sources, including from third-party sources. This will provide us with a profile of you which we may be able to use for provision of our Services to you as well as identify other products and services that may interest you. 

1. COOKIE POLICY.

• General Policy. When you visit our Website, we, and third-parties store cookies on your browser to collect information. The information collected might relate to you, your preferences, or your device, and is mostly used to make the site work as you expect it to and to provide a more personalized web experience. However, you can choose not to allow certain types of cookies, which may impact your experience of the site and the services we are able to offer. Click on the different category headings to find out more and change our default settings according to your preference. You cannot opt-out of our First Party Strictly Necessary Cookies as they are deployed in order to ensure the proper functioning of our Website (such as prompting the cookie banner and remembering your settings, to log into your account, to redirect you when you log out, etc.). 

• Cookie Definition: A cookie is a small piece of data (text file) that a website – when visited by a user – asks your browser to store on your device in order to remember information about you, such as your language preference or login information. Those cookies are set by us and called first-party cookies. We also use third-party cookies – which are cookies from a domain different than the domain of the Website you are visiting – for our advertising and marketing efforts. More specifically, we use cookies and other tracking technologies for the following purposes:
• Strictly Necessary Cookies: These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in, or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.
• Functional Cookies: These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages. If you do not allow these cookies, then some or all of these services may not function properly.
• Performance Cookies: These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our website. They help us to know which pages are the most and least popular and see how visitors move around the website. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited and will not be able to monitor our performance.
• Targeting Cookies: These cookies are set on our website by our supporting advertisers. They may be used by those companies to build a profile of your interests and show you relevant advertisements on our website as well as other websites. They may or may not store personal information. Often, they are based on unique identifier set in your browser and device. If you do not allow these cookies, you will experience less targeted advertising.
• Social Media Cookies: These cookies are set by a range of social media services that we have added to the site to enable you to share our content with your friends and networks. They are capable of tracking your browser across other sites and building up a profile of your interests. This may impact the content and messages you see on other websites you visit. If you do not allow these cookies, you may not be able to use or see these sharing tools.
• Google Analytic Cookies: We use various ad services provided by Google that connects the activity on our Website with their advertising network and they may use cookies that collects information regarding certain patterns in your browsing history. To opt-out of this tracking, please see https://support.google.com/ads/answer/2662922?hl=en. We also participate in all of Google’s Analytics Advertising. This includes: (i) Remarketing with Google Analytics; (ii) Google Display Network Impression Reporting; (iii) Google controlled Campaign Manager integration; and (iv) Google Analytics Demographics and Interest Reporting. Google uses cookies to track activity performed by Google Analytics and its AdWords or DoubleClick cookie. To opt-out please see https://tools.google.com/dlpage/gaoptout/. We also use Google Analytics which is an analysis service. Google utilizes the data collected through its cookies to track and examine the use of this site, to prepare reports on its activities, and to share them with other Google services. You may opt-out of the Google Analytics service using Google’s Browser Add-on here https://tools.google.com/dlpage/gaoptout/.

1. HOW WE USE YOUR INFORMATION.

We use the Personal Information we collect from and about you for any of the following business purposes:

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  • To provide our Website and/or Services to you.
  • To analyze, improve, operate, and maintain our Website, Services, and systems, or develop new products, services, or marketing.
  • To obtain on your behalf the information, products, or services that you request from us, and this includes passing it on to our clients who provide the products and services to communicate with you directly.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you, us, our clients, or other service providers or third-parties, involving the services or products you have requested.
  • To provide you and other users with customized content, targeted offers, and advertising on the Website, or across other Website, mobile applications, social media, or online services, or via direct mail, email, and/or telemarketing regarding offers, contests, events, news, programs, and other related and unrelated services and products that we believe may be of interest to you.

• Additionally, you have authorized us to use your Personal Information from any source to interact with our clients to provide the services and products you have requested as a result of your registration with us or during any customer services communications.

• To determine the effectiveness of our marketing programs including use of your data in an aggregated non-specific format for analytical and demographic purposes.

• We may use third-parties to measure and target advertisements on our behalf that are tailored to your online interests or improve our marketing efforts. To facilitate these activities, we allow these third-parties to use cookies, web beacons, pixel tags, and similar technologies to collect certain data and other information about your online activity.
• We also may display interest-based ads through social media platforms or Website. These tools allow us to personalize our ads based on your shopping experience, without having to share your Personal Information with these social media platforms. 

1. WHO WE DISCLOSE, SHARE, AND SELL YOUR PERSONAL INFORMATION TO.

We may disclose, share, and sell your Personal Information as described below.

• Third-Party Product and Service Providers. We disclose, share, and sell your Personal Information to third-party product and service providers to provide you with the products and services you have requested through your registration on our Website and Services. 
• Parent and Affiliated Companies. We may disclose and share your information with our parent company and its subsidiaries for business and operational purposes.
• Service Providers. We disclose and share your information to third-party contractors and other service providers that we use to support our business, Website, and Services.
• Marketing Vendors, Service Providers, and Other Third-Parties. We may disclose, share, or sell your information to third-parties who provide display and/or email services or other third-party vendors we use who provide cookies, pixel tags, web beacons, clear GIFs, or other similar technologies for our and third-parties use on and to manage and improve our advertising campaigns.
• Sale or Transfer of Business or Assets. If another entity acquires us or any of our assets, information we have collected about you may be transferred to such entity. If we file for bankruptcy or reorganization, information we have collected about you may be considered our asset and may be included in the assets transferred.
• Compliance with Laws. We may disclose your Personal Information to comply with any court order, law, or legal process, including responding to any subpoenas, judicial processes, or government or regulatory requests and investigations. We may disclose and share your Personal Information to third-parties to assist us in compliance with Laws. 
• Enforcing Our Rights. We may disclose and share your information to enforce or apply our terms of service or other agreements, including for billing and collection purposes, with clients, third-party service providers and other third-parties or contractors who provide you with the product or service which you have requested or to protect the security of our Website, servers, network systems, and databases and enforce our contractual rights with these parties.
• Aggregate or Anonymous Non-Personal Information. We may disclose, share, or sell aggregate, anonymous, or de-identified non-personal information to third-parties for their marketing or analytics uses.

• YOUR CHOICES AND OPTING OUT.

• Cookies and Tracking Technology. We, third-parties, and service providers place Cookies and Tracking Technology on parts of our Website. You may decline or adjust these technologies through your device or Internet browser settings to limit certain tracking or to decline cookies. Please note that by doing so, you may not be able to use certain features on our Website or take full advantage of all of our offerings. Please refer to your device’s settings or your Internet browser’s “Help” section for more information on how to delete and/or disable cookies or to control your tracking preferences. Please note that our Website may not recognize “do not track” requests or headers from some or all browsers. 
• Interest-Based Advertising. You have choices for receiving more relevant advertising on the Website or across other Website and online services, to learn more about these choice please see relevant articles at: http://www.aboutads.info/choices/, http://www.networkadvertising.org/choices/, or for your mobile device, please see: http://www.aboutads.info/appchoices. If you wish to prevent your data from being used by Google Analytics, Google has developed the Google Analytics opt-out browser add-on available at https://tools.google.com/dlpage/gaoptout/. Your browser or mobile device may also allow you to adjust your privacy and advertising settings to control advertising. Even if you opt-out, you still may receive advertising from us that is not customized based on your Service or usage information, or advertising from other third-parties.
• Unsubscribing from Our Marketing Communications. We provide our customers, as well as individuals referred by our customers, with the opportunity to opt-out of having their information used for purposes not directly related to placement, processing, fulfillment, or delivery of a product or service. You may simply click the opt-out link in each email. If you receive marketing communications from one or more of our affiliates or subsidiaries, you must opt-out individually from each of the brands from which you are receiving brand-specific marketing communications.
• Third-Party Communications. Any third-parties to whom we have disclosed, shared, or sold your information may have their own privacy policies which describe how they use and disclose your information and your choices. We encourage you to visit the Website of those third-parties. 

• STATE RIGHTS.

In the US, numerous states have enacted data privacy laws, granting their residents certain state privacy rights. These are regulations at the state level and provide that consumers in the state have certain rights over how their information is collected, used, and shared. Please check your state of residence for further information on the rights granted to you as you may have one or more of the following rights: 

(a) RIGHT TO KNOW. The right to confirm whether we are processing Personal Information about you and to obtain certain personalized details about the Personal Information we collected about you, including:

• The categories of Personal Information collected;
• The categories of sources of the Personal Information;
• The purposes for which we collected the Personal Information;
• The categories of Personal Information disclosed to third-parties, and the categories of recipients to whom we disclosed the Personal Information;
• The categories of Personal Information shared for cross-context behavioral or targeted advertising purposes, and the categories of recipients to whom we disclosed the Personal Information for those purposes; and
• The categories of Personal Information sold, and the categories of third-parties to whom we sold the Personal Information.

(b) RIGHT TO CORRECT. The right to correct inaccuracies in your Personal Information, taking into account the nature of the Personal Information, and the purposes of processing the Personal Information.

(c) RIGHT TO DELETE. The right to have us delete the Personal Information we maintain about you, subject to statutory exemptions.

(d) RIGHT TO CONTROL SENSITIVE PERSONAL INFORMATION. The right to exercise control over our collection and processing of Sensitive Personal Information.

(e) RIGHT TO OPT-OUT OF SALE OR SHARING OF PERSONAL INFORMATION. The right to direct us not to “sell” your Personal Information to third-parties for monetary or other valuable consideration. You also have the right to direct us not to use your Personal Information for automated decision-making or profiling for certain purposes. The exception to this Right is our ability to disclose, share, and sell your Personal Information to the third-parties who provide to you the services and products you requested at registration. 

(f) RIGHT TO OPT-OUT OF TARGETED ADVERTISING/SHARING. You are to broadcast a signal from your browser or device that directs an organization to cease providing their Personal Information to third-parties for the purposes of targeted advertising. Again, in making this request, we will need to verify your Personal Information in order to ensure we remove any Personal Information from our database that may be shared for targeted advertising. 

(g) RIGHT TO OPT-OUT OF PROFILING. You have the right to opt-out of use of your Personal Information including work performance, economic situation, health, personal preferences, interests, reliability, behavior, location, etc. to create a profile of you for targeted advertising. 

(h) RIGHT TO PORTABILITY. The right to obtain a copy of your Personal Information in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another entity without hindrance.

(i) RIGHT AGAINST DISCRIMINATION OR RETALIATION. You have the right to not receive retaliatory or discriminatory treatment in connection with a request to exercise the above rights. 

(j) RIGHT TO THIRD PARTY IDENTITY.  Depending on your state, you have the right to the category of entities with whom we disclosed your Personal Information.  Residents of Delaware, Maryland, Minnesota, and Oregon may be able to obtain the identity and contact information of those parties. 

(k) HOW TO EXERCISE YOUR RIGHTS. Submit your request to exercise one of the privacy rights identified above through our online form at or you may submit your request by calling (866) 338-5513.

(l) Response and Timing. Before processing your request, we may need to verify your identity and confirm you are a resident of the state you have identified. In order to verify your identity, we will generally either require the successful authentication of your email, or the matching of sufficient information you provide us to the information we maintain about you in our system. We will process requests to opt-out of sharing your sensitive information within ten (10) business days, subject to any applicable exceptions and extensions permitted by law. We will process all other privacy requests within forty-five (45) days, subject to any applicable exceptions and extensions permitted by law. In certain circumstances, we may decline a privacy rights request, particularly where you are not a resident of a state which grants you additional state rights or where we are unable to verify your identity, or our retention of your information is compelled by law or is preserved for proof of compliance.

(m) Submitting Authorized Agent Requests. In certain circumstances, you are permitted to use an authorized agent to submit requests on your behalf through the designated methods set forth above where we can verify the authorized agent’s authority to act on your behalf. In order to verify the authorized agent’s authority, we require evidence of either: (i) a valid power of attorney; or (ii) a signed letter containing your name and contact information, the name and contact information of the authorized agent, and a statement of authorization for the request. Depending on the form provided to us and your state of residency, we may contact you by email to confirm the authorized agent has permission to act on your behalf and to verify your identity in connection with the request.

• DATA SECURITY AND DATA RETENTION.

• Security. We use reasonable industry-accepted technology and controls to protect your information and data from disclosure to unauthorized third-parties. This includes firewalls, secured facilities, and logged and limited access. Although mostly effective to prevent disclosure, no guarantee can be given that all information you provide to us will not be accessed by unauthorized persons. Thus, please note that no method of transmission over the Internet or method of electronic storage is 100% secure. Any transmission of information, communications, and data to us or through our Website is at your own risk. We retain your Personal Information for only as long as necessary to fulfil the purposes outlined in this Privacy Policy, including for the purposes of satisfying any legal, accounting, or reporting requirements, unless a longer retention period is required or permitted by law. To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure of the information, the purposes for which we obtained the information and whether we can achieve those purposes through other means, as well as applicable legal requirements.
• Retention of Personal Information. We retain Personal Information as long as is reasonably necessary to fulfill the purpose for which it was collected, as required by an applicable law, rule, regulation, or contractual provision. We will retain your Personal Information for the purposes of commercial marketing to you until you request we cease further efforts to provide you such offers or in the event you request deletion of your Personal Information. To determine the appropriate duration of the retention of Personal Information, we consider the amount, nature, and sensitivity of the Personal Information, the potential risk of harm from unauthorized use or disclosure of Personal Information, and if we can attain our objectives by other means, as well as our legal, regulatory, tax, accounting, and other applicable obligations. In addition, we will retain Personal Information provided, including complaints, claims, and any other Personal Information provided during the duration of your agreement with us for the Services until the statutory limitation periods have expired and the necessary for the establishment, exercise, or defense of legal claims. Once retention of the Personal Information is no longer necessary for the purposes outlined above, we will either delete or de-identify the Personal Information or, if this is not possible (for example, because Personal Information has been stored in backup archives), then we will securely store the Personal Information and isolate it from further processing until deletion or de-identification is possible.

1. CHANGES TO OUR PRIVACY POLICY.

We reserve the right to make changes to this Privacy Policy including collection, use, sale, and sharing of your Personal Information. We do not provide notice of changes except through our posting on this page. We use your information only in the manner described in this Privacy Policy at the time you register your information with us. Please be sure to review this policy each time you communicate or register with us for the latest policy. Your continued use of the Website and/or Services after we post a change in the Privacy Policy means you accept those changes.